About Missouri Nursing Home Insurance Trust

MNHIT About Missouri Nursing Home Insurance Trust

Missouri Nursing Home Insurance Trust (MNHIT) was created to provide qualified Missouri licensed nursing homes and related facilities with low-cost, professionally administered workers’ compensation self-insurance.

Our Mission

MNHIT’s mission, philosophy, and guiding principle is to provide an alternative to the traditional insurance market for workers’ compensation coverage which delivers quality, customized services at a reduced cost.

…And, the money saved can be yours!!

Why Choose MNHIT’s Self-Funded Workers’ Compensation

Missouri Nursing Home Insurance Trust (MNHIT) was granted authority to self-insure in 1988 and represents a significant number of nursing homes in the State of Missouri.
MNHIT returns profits normally paid to the insurance companies through credits.
MNHIT members gain control over the critical program elements that drive up the cost of work comp…loss prevention and claims management.
MNHIT members are freed from the fluctuation of pricing in the traditional insurance market.
MNHIT members are the actual owners of the Trust, not just a premium payer.
The Board of Trustees, made up of participants, oversees all activities of the Trust.
When you become a member/owner, you have voting rights and share in the savings.

The ultimate advantage? - A stable, cost-effective, member-owned self-insurance environment.